A certificate of deposit (CD) is a type of savings account that earns a fixed interest rate for a predetermined period of time.
Discover our range of CD terms, designed to meet your short and long-term financial goals
Earn up to 3.50% Annual Percentage Yield (APY) on a 12-month CD
Know how much you will earn locking in a fixed rate
Select the term that is right for you, from 1 month to 5 years
Your deposits are FDIC insured up to the maximum allowed by law
¹ The APY is based upon the maximum term of deposit for each maturity range. Penalties may apply to withdrawals made prior to maturity. Fees could reduce account earnings.
² CD require a minimum deposit of $250,000 for the term of 12 months. Annual Percentage Yield (APY) is accurate as of 05/14/2024 and subject to change without notice at any time at the discretion of Bradesco Bank.
Fees may reduce earnings.
CDs ≥ $500,000
CDs > $250,000
CDs ≥ $100,000
CDs ≥ $5,000
TERM
APY
APY
APY
APY
1 month
(no penalty*)
2.50%
2.50%
2.10%
2.35%
3 months
3.65%
3.20%
2.45%
3.40%
6 months
3.60%
3.40%
2.65%
3.35%
12 months
3.50%
3.35%
3.00%
3.25%
18 months
2.95%
2.95%
2.95%
3.12%
24 months
3.30%
3.30%
3.30%
3.12%
36 months
2.60%
2.60%
2.60%
3.11%
48 months
2.60%
2.60%
2.60%
3.11%
60 months
2.60%
2.60%
2.60%
3.11%
| CDs ≥ $500,000 | CDs > $250,000 | CDs ≥ $100,000 | CDs ≥ $5,000 | |
|---|---|---|---|---|
| TERM | APY | APY | APY | APY |
| 1 month (no penalty*) |
2.50% | 2.50% | 2.10% | 2.35% |
| 3 months | 3.65% | 3.20% | 2.45% | 3.40% |
| 6 months | 3.60% | 3.40% | 2.65% | 3.35% |
| 12 months | 3.50% | 3.35% | 3.00% | 3.25% |
| 18 months | 2.95% | 2.95% | 2.95% | 3.12% |
| 24 months | 3.30% | 3.30% | 3.30% | 3.12% |
| 36 months | 2.60% | 2.60% | 2.60% | 3.11% |
| 48 months | 2.60% | 2.60% | 2.60% | 3.11% |
| 60 months | 2.60% | 2.60% | 2.60% | 3.11% |
Annual Percentage Yield (APY) is accurate as of 12/11/2025 and subject to change without notice at any time at the discretion of Bradesco Bank.
The APY is based upon the maximum term of deposit for each maturity range. Penalties may apply to withdrawals made prior to maturity. Fees could reduce account earnings.
*No penalty, you may withdraw your full balance and interest at any time without incurring any penalty fees after the first seven (7) calendar days you make the minimum deposit into your new CDB. If funds are withdrawn within six (6) days of the date of deposit, an early withdrawal penalty of seven (7) days’ simple interest on the amount withdrawn will be charged.
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